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House Buying
Nov. 26th, 2018 02:28 pm All going manic now.
My son and his fiancee had their offer accepted yesterday, so they're just starting the applying for mortgage, finding solicitor stages, etc.
The house my daughter is buying is being sold as part of an estate, so there is no information provided on fixtures and fittings or anything else.
We've just ordered electrical and gas safety inspections. Also need to check for lead pipes as the house is of an age where that needs considering.
We had a survey done which threw up nothing unexpected. It's clear that the surveyor we used has a sideline in acting as an agent for you with estate agents and getting a commission for haggling the price down. (he advertises the service in his report, and gives a low valuation on the property to encourage you to do this). However, all the things that he flagged as lowering the value of the property, like dated kitchen fittings, are things that we were perfectly well aware of and were not concerned about.
The basic structure and the roof are in very good condition and that's what we wanted to know. (there's asbestos on the garage roof, but my daughter had already spotted that and will remove it in due course - as long as we don't drill holes in it, it isn't an immediate danger.)
So, one sale and two purchases on the go.
By rights, I should be going mildly insane, but selling my mother-in-law's house (which did drive me insane) taught me a lot about the process and what to do to keep things moving and how to spot when things are breaking down. Hence follow up phone call to estate agent to see how our buyers are getting along with their mortgage application. They should be ringing me back this afternoon.
My son and his fiancee had their offer accepted yesterday, so they're just starting the applying for mortgage, finding solicitor stages, etc.
The house my daughter is buying is being sold as part of an estate, so there is no information provided on fixtures and fittings or anything else.
We've just ordered electrical and gas safety inspections. Also need to check for lead pipes as the house is of an age where that needs considering.
We had a survey done which threw up nothing unexpected. It's clear that the surveyor we used has a sideline in acting as an agent for you with estate agents and getting a commission for haggling the price down. (he advertises the service in his report, and gives a low valuation on the property to encourage you to do this). However, all the things that he flagged as lowering the value of the property, like dated kitchen fittings, are things that we were perfectly well aware of and were not concerned about.
The basic structure and the roof are in very good condition and that's what we wanted to know. (there's asbestos on the garage roof, but my daughter had already spotted that and will remove it in due course - as long as we don't drill holes in it, it isn't an immediate danger.)
So, one sale and two purchases on the go.
By rights, I should be going mildly insane, but selling my mother-in-law's house (which did drive me insane) taught me a lot about the process and what to do to keep things moving and how to spot when things are breaking down. Hence follow up phone call to estate agent to see how our buyers are getting along with their mortgage application. They should be ringing me back this afternoon.
