Credit card and air miles

[watervole]

I've been using my Nat West Visa card very little this last year or so as it collects Air Miles and I don't fly any more (I'm discussing with a charity about whether I can transfer my existing air miles to them for their staff to use).  I've got another card that collects money for the WWF, though suspect it's a fairly small %, as they never openly state what it is.

One of the things I've become a lot more confident about since I started hanging around Money Saving Expert is being willing to haggle and to state up front what I want.  Today, I phoned up Nat West Visa and stated that I wanted a card that gave me cashback or a decent charity donation and no Air Miles of any kind whatsoever.

I now have a Nat West Visa 0.5% cashback card.  Given the amount we put through the card annually (we always pay it off in full each month) that's a non-trivial amount of cashback.  I can take that cashback when it's added to the card in November and donate it to charity and know exactly what I'm getting - and I can pick any charity I want.

And all without the hassle of applying for a new card.

Comments

[steverogerson.livejournal.com]

I have a Nat West Air Miles card, or rather did. Nat West are not doing Air Miles any more from this month but have some new travel miles scheme that is separate. They have sent me a new card without the Air Miles logo on. Some other company is taking over the Air Miles credit card franchise. I've applied for one, but not heard back and that was meant to have been sorted at the beginning of June.

[glitterboy1.livejournal.com]

Good going! I've never tried to do that, but it sounds like something worth trying: the points/miles that I get are precious little use!