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Overcast
I'd describe the sky right now as overcast. The sky is pretty much covered, but it isn't rain clouds.
Generation at 520W at 12:30 (of which I'm using 200W)
As I get a feel for maximum generation at different times of day and what fraction cloud cover knocks off, I'll probably be able to predict what to expect. For a very rough figure, I'd say that 'overcast' reduces power generation to around a quarter of 'full sun'. But at this time of day, a quarter is still enough to cover my consumption.
Generation at 520W at 12:30 (of which I'm using 200W)
As I get a feel for maximum generation at different times of day and what fraction cloud cover knocks off, I'll probably be able to predict what to expect. For a very rough figure, I'd say that 'overcast' reduces power generation to around a quarter of 'full sun'. But at this time of day, a quarter is still enough to cover my consumption.

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Mind you, I'm not sure how much use they'd have been anyway, with the sun being up for less than six hours a day in December. And cloudy. I don't think we had a single hour of sunlight in December this winter.
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Do you have companies in Sweden who can answer those kinds of questions? The market will be very different for you.
You'd probably cover a lot of your power requirements in summer, but get next to nothing in winter.
At high latitudes, you may waste less solar power as some may be useful in heating.
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And it's irrelevant for us personally at the moment, since we don't have a house. I'm just being curious.