Insurance

[watervole]

When you get your insurance renewal, always check against what you paid the year before.  If you feel the increase is too much, then phone your insurance company. As long as you haven't made a claim recently, the odds are very high that they will drop the premium.  I just got a tenner knocked off mine with no trouble. 

(And, obviously, if they won't drop it, then you go and compare prices from other companies)

Comments

[cdave]

Surely you go and compare other companies first. So you can say, "£10 off, but I can get £50 off if I move to company X"

It doesn't take long with all these internet sites that search loads at once.

Stupid insurance companies

[twinfair.livejournal.com]

I tried this last year. The insurance company were prepared to knock off a tenner but I had a much lower quote elsewhere so I arranged the new cover. When I rang to cancel the old cover they were suddenly able to knock about £75 off. Of course, it was too late by then as I would NEVER cancel one policy before I had arranged a replacement so they lost the business. I think they need to look at his procedure a little more thoroughly.

Oh, and this year my bargain last year went up ridiculously so I moved again! Amusingly, this year I got one quote that was £100 more than my then current renewal and the guy on the phone sounded upset I was not going to take him up on his generous offer.

[watervole.livejournal.com]

The comparison sites aren't as good as you may think. They rarely compare like with like and are often 'cheated' by introductory offers.

I used them to get this policy originally, but as long as this one doesn't try to sting me on subsequent years (people often hike the price in year two) I'll save the several hours work that comparing prices can take. It's easier on the RSI.